Mortgage's Made Easy!
United Lending Company
Dedicated, Fast, Local.
Average clear to close is less than 14 days!
Looking for a local mortgage broker you can trust? Look no further than United Lending Company of Grand Rapids, MI. Whether you’re buying, selling, refinancing, or building, we’re here to help you every step of the way.
Contact us today to learn more about our range of mortgage services and how we can help save you thousands.
Hi, my name is Junjie Wei. I am a family man and an experienced mortgage broker. My favorite part about what I do is helping people make the American dream come true! For me, building a long-lasting relationship is more than a transaction.
With a passion for helping neighbors achieve the dream of homeownership, I am proud to serve as a Mortgage Loan Originator at United Lending Company in Grand Rapids MI. I believe that securing a mortgage should be more than just a transaction; it should be personalized, a stress-free experience built on trust and clear communication.
As a dedicated member of the West Michigan community, I am deeply committed to the growth and vibrancy of our local neighborhoods. When I'm not in the office helping clients navigate their home financing options, you can usually find me at one of my children's sporting events, exploring our beautiful local trails, or on a pickleball court engaged in competitive play.
I look forward to applying my expertise to work for you and helping you find the perfect place to call home.
Our Loan Options
Discover Your Perfect Mortgage Solution!
30 Year Fixed Mortgage
This type of mortgage offers a constant interest rate and monthly payments that never change, making it a good choice if you plan to stay in your home for seven years or more. However, if you plan to move within seven years, you may want to consider stable-rate loans, which are often more affordable.
15 Year Fixed Mortgage
You can enjoy the benefits of a lower interest rate and owning your home in half the time with our fully amortized 15-year loan, which comes with constant monthly payments. It offers all the advantages of the traditional 30-year loan, making it a great choice for those who want to build equity quickly.
Flex Term Refinancing
Flex term refinancing gives you the power to modify your loan to fit your budget without having to extend your term, aka the number of years it will take to pay off your loan and fully own your home (often 10, 20 or 30). Make a change without starting over.
FHA Loans
FHA loans are mortgage loans that are insured by the Federal Housing Administration (FHA), meaning that the federal government provides insurance to FHA-approved lenders. This arrangement helps to reduce the lender’s risk of financial loss in the event that a borrower defaults on their mortgage payments.
VA Loans
Guaranteed by the U.S. Department of Veterans Affairs (VA), a VA mortgage loan provides long-term financing options to eligible American veterans or their surviving spouses, as long as they don’t remarry. With the VA loan, veterans can obtain a mortgage with favorable terms and rates.
USDA Loans
The USDA provides several loan options for purchasing, repairing, or renovating a home in a rural area. This includes the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant, and the mutual self-help loan.
Ready to take the next step?
